(Temp-one year) Credit Analyst

May 3, 2024

(Temp-one year) Credit Analyst

ReferenceOTH000153

  • Contractor/ Via Agency
  • VN-65-Ho Chi Minh City
  • RISK
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Direct Responsibilities

Collaborate with Relationship Managers and Front Officers to:

·         Gather appropriate client information to be able to present and mitigate risks.

·         Spread financial statements, propose an appropriate counterparty rating and facility recovery rate using the Bank’s internal systems.

·         Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank’s guidelines.

·         Complete Credit Proposals enabling the Credit Committee to make an informed decision.

·         Support the Relationship Manager / Front Officer in credit process-related matters within own scope.

·         Portfolio monitoring (follow-up of financial covenants, risks alert, core data checks).

·         Keep updated with credit methodologies and policies.

·         Share information and develop industry intelligence.

·         Presentation of Credit Proposals to local Credit Committees.

·         Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit.

·         Participation in discussions on potential deals.

·         Participation in projects linked to improving credit process efficiency.

·         To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time

·         In-depth credit knowledge of large local Vietnamese corporates

·         Good command of written and oral English and Vietnamese

·         At least 1 year of experience in credit/financial analysis

·         At least Bachelor of Commerce/Accounting/Finance

·         CFA/CPA preferred