WeCom (WeChat for Work) – Terms & Conditions CIB and ALMT

Which part of these Terms and Conditions are applicable to you? If you or the Entity on whose behalf you are acting communicate with:

a BNP Paribas entity in Hong Kong and/or Singapore – please see Part 1; or

BNP Paribas (China) Limited – please see Part 2.

这些条款和条件中的哪一部分适用于您？ 如果您或您代表的实体与以下机构进行沟通：

法国巴黎银行在香港和/或新加坡的实体 – 请参阅第一部分; 或
法国巴黎银行（中国）有限公司 – 请参阅第二部分。

PART 1 – applicable if communicating with a BNP Paribas entity in Hong Kong and/or Singapore

By accepting the invite from WeCom, or communicating with BNP Paribas (via WeCom), you, both for yourself and on behalf of the organisation on whose behalf you are acting (the “Entity”), agree to be bound by and represent and warrant to BNP Paribas the following terms and conditions.

BNP Paribas may update these by notice which you shall be deemed to accept when you continue to use WeCom to communicate with us.

Reference to “WeCom” in this agreement means the communication application WeCom and/or WeChat, depending on the version being used by each party. Reference to “BNP Paribas” in this agreement shall include BNP Paribas its subsidiaries, affiliates, successors and assigns.

Unless otherwise notified by BNP Paribas, its communications on WeCom are not on behalf of BNP Paribas (China) Limited but as an applicable BNP Paribas entity or branch outside mainland China. Contact your relationship manager for details if required.

User Responsibility and Authority

1. You have obtained consent or authority and capacity from the Entity to communicate with BNP Paribas via WeCom and you have full power and authority to accept this agreement both for yourself and the Entity. You and the Entity shall immediately inform BNP Paribas in writing if you no longer have the authority to represent or act on behalf of the Entity and until such communication is received, BNP Paribas is entitled to treat a user as authorized.

2. All Communications to BNP Paribas are authorized, complete and immediately binding on the Entity.

3. Any message, chat or other communication which you send to BNP Paribas via WeCom (the “Communication(s)”) shall not be to place any orders, instructions and/or trade execution requests unless expressly agreed by BNP Paribas in writing and subject to additional terms and conditions from BNP Paribas.

4. BNP Paribas may assume Communications sent from your account are from you with no obligation to verify the identity of the sender.

5. You and the Entity shall not use WeCom in a way that causes harm to BNP Paribas.

6. You and the Entity shall secure the electronic device with your WeCom account to prevent loss or access by any other person and inform BNP Paribas immediately if your WeCom account has been compromised or no longer in your control.

Multiparty Chatroom

Reservation of BNP Paribas’ Rights

7. You and the Entity will identify all members of a multi-party chatroom administered by you, the Entity or representative on WeCom (a “Chatroom”), including collecting and verifying their real names and organization they represent. If you or the Entity are unable to identify or disagree with such members being in the Chatroom you will promptly remove them.

8. BNP Paribas may disclose your Entity’s confidential information within the Chatroom, including but not limited to name, relationship with BNP Paribas, business, account, transactional or project related details.

9. BNP Paribas may at its discretion without notice: (a) refuse to act on any Communication; (b) suspend and/ or block access to your or the Entity’s connection with BNP Paribas via WeCom; and/or (c) exit or not participate in any Chatroom for any reason including (but not limited to) if a Chatroom member (i) identity has not been verified; or (ii) does not agree to BNP Paribas (either independently or via the WeCom application) recording the communications.

Security Risks Acceptance

10. WeCom, similar to other electronic communication channels, may be an insecure means of communication and there may be information security risks including: (a) communications passing through WeCom may be stored by the owner or operator of WeCom in cloud storage which may present higher security risks even if such messages might be end-to-end encrypted; and (b) risk of phishing, malware, communication interception or access, leakage of confidential information, account theft or impersonation (“Security Incidents”).

11. You and the Entity shall promptly inform BNP Paribas if you or the Entity face any Security Incidents which may affect BNP Paribas.

12. BNP Paribas makes no representations or warranties as to the security of any information or communications transmitted via WeCom and shall not be responsible or held liable for any loss of security, modification, breach of confidentiality, loss or misuse of such information or communication.

Confidentiality, Recording and Personal Data

13. You, and the Entity, shall keep confidential all received BNP Paribas information which is confidential in nature unless such disclosure is agreed by BNP Paribas or the information is already in the public domain not due to a breach of this agreement.

14. BNP Paribas may disclose confidential information (including but not limited to your and the Entity’s name, the Communications and any information received by you or the Entity) to: (a) BNP Paribas group members; (b) third party service providers acting BNP Paribas’ behalf; (c) any governmental, regulatory or tax authority, court or public sector entity exercising power in respect of BNP Paribas, you or the Entity in accordance with applicable law in any jurisdiction; (d) any exchange, market or trade repository in any jurisdiction; (e) any person in connection with BNP Paribas dealing with rights or obligations in connection with this agreement; (f) any person when required accordance with any court proceeding or applicable law or regulations; (g) any person under a duty of confidentiality to BNP Paribas or whom BNP Paribas considers in good faith that disclosure is necessary in connection with this agreement.

15. BNP Paribas may monitor and record communications conducted on WeCom. There might not be a warning when this is done. Such record will be BNP Paribas’ property. Subject to applicable law, nothing in this agreement will oblige BNP Paribas to make any such recordings or keep or release such recordings to you or the Entity. The monitoring and recording may be conducted by BNP Paribas notwithstanding any opt-out or rejection made by you or the Entity on WeCom responding to a notice from WeCom or Tencent.

16. BNP Paribas may collect, use and process your personal data pursuant to connecting and communicating with you on WeCom. BNP Paribas’ data protection notice is available at https://apac.bnpparibas/en/asia-pacific-data-protection-notice/ which may be updated from time to time.

Disclaimers

17. No message which you receive via WeCom from BNP Paribas is or should be taken as a recommendation, advice, solicitation or offer by BNPP and should you or the Entity subsequently enter into any orders, instructions and/or trade execution requests with BNP Paribas, such transactions are based solely upon your and the Entity’s own independent decision and assessment of the suitability of such transactions and not based on such communications via WeCom with BNP Paribas.

18. In the context of your relationship with the Global Markets business of BNP Paribas (if applicable), depending on the type or subject matter of the messages, and from whom they are sent from, communications are also subject to disclaimers set out in the below links (which BNP Paribas reserves the rights to update from time-to-time which you are deemed to accept, acknowledge and agree to the latest version). Whilst BNP Paribas shall make reasonable efforts to communicate to you and/or the Entity links containing the latest versions of the disclaimers where possible, there are no obligations on BNP Paribas to bring to your attention the latest versions:

Type	Disclaimers
Sales, Traders and M360 communications	https://apac-disclaimers.bnpparibas.com/traders-sales/
Credit Trading Desk Analyst communications	https://apac-disclaimers.bnpparibas.com/credit-trading-desk-analysts/

Indemnity and Liability

19. You and the Entity, shall indemnify BNP Paribas, its employees, and officers, against all Losses, claims and all other liabilities which they may incur as a result of (whether directly or indirectly): (a) acting on any of the Communications, (b) any incorrect or misleading representation or warranty made by you or the Entity, (c) any breach by you or the Entity of this agreement; and/or (d) the disclosure of confidential information in a Chatroom.

20. To the extent permissible by applicable law, BNP Paribas shall not be liable for any Losses in connection with: (a) your or the Entity’s use of or inability to use WeCom or use or reliance on content displayed on WeCom by any third party; (b) BNP Paribas’ refusal to act on any Communication; (c) the suitability of WeCom for any purpose; (d) delay or error of WeCom or communications; (e) Security Incidents; (f) processing by any third party (including but not limited to Tencent) of any data communicated through WeCom; or (g) the acts, omission of you, the Entity or any third party.

21. For the purposes of this agreement, “Loss” shall mean any loss, damage or expense direct or indirect, including any loss of profit, revenue, anticipated savings, opportunity, contract, goodwill, loss of reputation, fees, or any loss resulting from liability to any other person (and in each case whether the arising in contract, tort, negligence or otherwise).

Law, Jurisdiction and Evidence

22. Without prejudice to any rights or remedies of BNP Paribas, you or the Entity will not dispute the accuracy, enforceability, or authenticity of any Communication on the ground that it is electronic or via WeCom and any such Communication is fully admissible in evidence against you and/or the Entity.

23. This agreement will be governed by and construed in accordance with Singapore Law and you, and the Entity, hereby submit to the exclusive jurisdiction of the courts of Singapore as regards any claim or matter arising in relation hereto.

第一部分 – 如果与法国巴黎银行在香港和/或新加坡的实体沟通，则适用

通过接受来自企业微信的邀请，或通过企业微信与法国巴黎银行沟通，您，代表您自己和您代表的组织（“实体”），同意受以下条款和条件的约束，并向法国巴黎银行作出以下陈述和保证。

法国巴黎银行可以通过通知更新这些条款，当您继续使用企业微信与我们沟通时，您将被视为接受这些更新。

本协议中对“企业微信”的引用是指企业微信和/或微信通信应用程序，具体取决于各方所使用的版本。本协议中对“法国巴黎银行”的引用应包括法国巴黎银行及其子公司、关联公司、继承人和受让人。

除非法国巴黎银行另有通知，其在企业微信上的沟通并不代表法国巴黎银行(中国)有限公司，而是作为适用的法国巴黎银行实体或中国境外的分支机构。如需详情，请联系您的客户经理。

用户责任与权限

1. 您已从实体处获得通过企业微信与法国巴黎银行沟通的同意或授权和能力，并且您有权代表自己和实体接受本协议。如果您不再有权代表或代表实体行事，您和实体应立即书面通知法国巴黎银行，直到收到此类通知，法国巴黎银行有权将用户视为已授权。

2. 所有向法国巴黎银行发出的沟通均得到授权，完整无缺，并立即对实体具有约束力。

3. 您通过企业微信向法国巴黎银行发送的任何消息、聊天或其他沟通（“沟通”）除非法国巴黎银行明确书面同意，并受法国巴黎银行的额外条款和条件约束，否则不得用于下达任何订单、指令和/或交易执行请求。

4. 法国巴黎银行可以假定从您账户发出的沟通是均由您做出，无需验证发件人的身份。

5. 您和实体不得以任何对法国巴黎银行造成损害的方式使用企业微信。

6. 您和实体应确保与企业微信账户关联的电子设备的安全，防止丢失或被他人访问，并在企业微信账户被他人盗用或不再受您控制时立即通知法国巴黎银行。

多方聊天室

7. 您和实体将识别所有由您、实体或代表在企业微信上管理的多方聊天室（“聊天室”）的成员，包括收集和验证他们的真实姓名和所代表的组织。如果阁下或实体无法识别或不同意此类成员在聊天室中，阁下将立即移除他们。

8. 法国巴黎银行可以在聊天室中披露阁下实体的机密信息，包括但不限于名称、与法国巴黎银行的关系、业务、账户、交易或项目相关细节。

法国巴黎银行权利保留

9. 法国巴黎银行可自行决定，无需通知：(a) 拒绝执行任何沟通；(b) 暂停和/或阻止阁下或实体通过企业微信与法国巴黎银行的连接；和/或 (c) 退出或不参与任何聊天室，无论原因，包括但不限于聊天室成员 (i) 身份未被验证；或 (ii) 不同意法国巴黎银行（独立或通过企业微信应用）记录沟通。

接受安全风险

10. 企业微信，与其他电子通信渠道类似，可能是一种不安全的通信方式，可能存在信息安全风险，包括：(a) 通过企业微信传递的通信可能被企业微信的所有者或运营商存储在云存储中，即使此类消息可能采用端到端加密，也可能存在更高的安全风险；和 (b) 钓鱼、恶意软件、通信拦截或访问、机密信息泄露、账户盗窃或冒充（安全事件）的风险。

11. 如果您或实体面临任何可能影响法国巴黎银行的安全事件，您和实体应立即通知法国巴黎银行。

12. 法国巴黎银行不对通过企业微信传输的任何信息或沟通的安全性作出任何陈述或保证，并且不对任何安全损失、信息或通信的修改、机密性破坏、损失或误用承担责任。

保密性、记录和个⼈数据

13. 您和实体应对所有收到的法国巴黎银行的机密性质的信息保密，除非此类披露得到法国巴黎银行的同意或信息非因违反本协议而已被公开。

14. 法国巴黎银行可以向以下各方披露机密信息（包括但不限于您和实体的名称、沟通和您或实体收到的任何信息）：(a) 法国巴黎银行集团成员；(b) 代表法国巴黎银行行事的第三方服务提供商；(c) 任何政府、监管或税务机关、法院或根据适用法律、在任何司法管辖区对法国巴黎银行、您或实体行使权力的公共部门实体；(d) 任何司法管辖区的交易所、市场或交易库；(e) 任何与法国巴黎银行根据本协议行使权利或履行义务的人；(f) 任何人在任何法院诉讼或适用法律或法规要求的情况下；(g) 任何对法国巴黎银行负有保密义务的人或法国巴黎银行善意地认为披露对于本协议是必要的。

15. 法国巴黎银行可能监控和记录在企业微信上进行的沟通。进行此类操作时可能不会发出警告。此类记录将归法国巴黎银行所有。在适用法律允许的范围内，本协议中的任何内容均不得解释为法国巴黎银行有义务进行任何此类记录，或向您或实体保存或发布此类记录。尽管您或实体在企业微信上对来自企业微信或腾讯的通知选择退出或拒绝，法国巴黎银行仍可进行监控和记录。

16. 法国巴黎银行可能根据在企业微信上与您连接和沟通，收集、使用和处理您的个人数据。法国巴黎银行的数据保护通知可在以下网址获取：https://apac.bnpparibas/en/asia-pacific-data-protection-notice/ ，该通知可能会不时更新。

免责声明

17. 您通过企业微信从法国巴黎银行收到的任何信息均不构成或被当作法国巴黎银行的建议、意见、招揽或要约。如果您或实体随后与法国巴黎银行进行任何订单、指令和/或交易执行请求，此类交易完全基于您和实体的独立决策和对交易适宜性的评估，而非基于与法国巴黎银行在企业微信上的沟通。

18. 在您与法国巴黎银行全球市场业务的关系背景下（如适用），根据消息的类型或主题，以及发送方，沟通也受以下链接中列出的免责声明约束（法国巴黎银行保留随时更新的权利，您被视为接受、确认并同意最新版本）。尽管法国巴黎银行将尽合理努力在可能的情况下向您和/或实体提供包含最新版本免责声明的链接，但法国巴黎银行没有义务提醒您注意最新版本：

类型	免责声明
销售、交易员和M360沟通	https://apac-disclaimers.bnpparibas.com/traders-sales/
信贷交易台分析师沟通	https://apac-disclaimers.bnpparibas.com/credit-trading-desk-analysts/

赔偿和责任

19. 您和实体应赔偿法国巴黎银行、其员工和官员，因以下情况（无论是直接还是间接）可能遭受的所有损失、索赔和所有其他责任：(a) 根据任何沟通采取行动，(b) 您或实体作出的任何不正确或误导性陈述或保证，(c) 您或实体违反本协议；和/或(d) 在聊天室中披露机密信息。

20. 在适用法律允许的范围内，法国巴黎银行对以下情况概不负责：(a) 您或实体使用或无法使用企业微信，或依赖任何第三方在企业微信上显示的内容；(b) 法国巴黎银行拒绝处理任何沟通；(c) 企业微信适用于任何目的的适用性；(d) 企业微信或通信的延迟或错误；(e) 安全事件；(f) 任何第三方（包括但不限于腾讯）处理通过企业微信传送的任何数据；或 (g) 您、实体或任何第三方的行为或疏忽。

21. 为本协议之目的， “损失” 应指任何直接或间接的损失、损害或费用，包括但不限于利润损失、收入损失、预期节省损失、机会损失、合同损失、商誉损失、声誉损失、费用，或因对任何其他人承担责任而产生的任何损失（在每种情况下，无论是在合同、侵权、疏忽或其他情况下产生的）。

法律、管辖权和证据

22. 不影响法国巴黎银行的任何权利或救济，您或实体不得以通信是电子形式或通过企业微信为由，质疑其准确性、可执行性或真实性，任何此类通信均可作为证据完全适用于您和/或实体。

23. 本协议将根据新加坡法律进行管辖和解释，您和实体同意新加坡法院对因本协议产生的任何索赔或事项具有专属管辖权。

PART 2 – applicable if communicating with BNP Paribas (China) Limited

第二部分：如与法国巴黎银行（中国）有限公司沟通，则适用

法国巴黎银行（中国）有限公司（“法国巴黎银行”）可以通过通知更新这些条款，当您在收到该等通知后继续使用企业微信与我们沟通时，您将被视为接受这些更新。

本协议中对“企业微信”的引用是指企业微信和/或微信通信应用程序，具体取决于各方所使用的版本。本协议中对“法国巴黎银行”的引用应包括其继承人和受让人。