Credit Analyst (Internship)

September 25, 2024

Credit Analyst (Internship)

Reference12359322

  • Temporary
  • VN-Ho Chi Minh-Ho Chi Minh or Hanoi
  • TEMPORARY STATUS
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The position is to support credit management and assist credit analysts in fulfilling in their responsibilities elaborated below.
Direct Responsibilities
Collaborate with Relationship Managers and Product Partners to:
· Gather appropriate client information to be able to present and mitigate risks.
· Spread financial statements, propose an appropriate counterparty rating and recovery rate on facility using the Bank’s internal systems
· Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank’s guidelines.
· Complete Credit Proposals enabling the Credit Committee to make an informed decision.
· Support the Relationship Manager / Front Officer in credit process-related matters
· Portfolio monitoring : follow-up of financial covenants, risks alert, core data checks.
· Keep updated with credit methodologies and policies.
· Share information and develop industry intelligence.
Contributing Responsibilities
· Presentation of credit proposals to credit committees.
· Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit.
· Participation in discussions on potential deals.
· Participation in projects linked to improving credit process efficiency.
· To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time
· To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time
Technical
– Good command of written and oral English and Vietnamese
– Ability to interpret financial statements
Specific Qualification Required
Bachelor of Accounting and Finance or completing the degree in the final year.